Strategy
Decision frameworks and career journeys, drawn from running a power plant, turning around a factory, building an insurance BU, and founding a company.
Reading tracks
Structured series — read top to bottom, or dip into a single piece.
Standalone essays
How India's Private Non-Life Insurers Actually Use Reinsurance
What the published accounts of 15 private general insurers reveal about cession strategy, segment-level retention, captive group channels and the commission economics that now sit at the centre of underwriting returns — a three-year comparative across FY 2022-23 → FY 2024-25.
System Thinking Approach to Data Analytics
Why analytics must be a tool that assists decision-making, not an end in itself — and a five-dimension framework for thinking about data inside a real organisation.
The AI Hyperbole
On the most misused word in tech and business — the difference between Narrow AI, General AI and Artificial Superintelligence, and the scientism that's crept in around the term.
Intuition Humanises Data
Intuition is the most underrated pattern-recognition machine we have. Pairing it with data — not opposing it to data — is the move that produces real judgement.